Tax Tool

Crypto Tax Calculator India

Calculate your 30% flat tax and 1% TDS on crypto gains under India's Virtual Digital Asset tax rules — instantly, no signup required.

Rules current as of Assessment Year 2026-27 · Always confirm with a tax professional

How crypto is taxed in India

Since April 1, 2022, gains from Virtual Digital Assets (VDAs) — which includes cryptocurrencies, NFTs, and similar tokens — are taxed under Section 115BBH of the Income Tax Act at a flat 30%, regardless of your income slab or how long you held the asset. A surcharge (where applicable) and 4% health & education cess apply on top.

Critically, no deductions are allowed except the cost of acquisition — you cannot deduct exchange fees, internet costs, or other trading expenses. Losses from one VDA cannot be set off against gains from another VDA, and cannot be carried forward to future years.

1% TDS under Section 194S

Separately, a 1% TDS (Tax Deducted at Source) applies on the transfer of VDAs, deducted by the exchange or the buyer at the time of the transaction, once cumulative transactions cross ₹50,000 in a financial year for specified persons (or ₹10,000 for others). This TDS is adjustable against your final tax liability when filing returns — it is not an additional tax on top of the 30%, but an advance collection mechanism.

This calculator is for illustration only and does not constitute tax advice. Crypto tax rules can change with each Union Budget — verify current rates with a chartered accountant before filing. See our Disclaimer.
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